Stripe Capital Loans

Stripe Capital provides access to incredibly fast, flexible financing so that our users can invest in their growth. Say “goodbye” to lengthy applications and lines, and “hello” to fast cash you pay back when you get paid.
goodshuffle pro and stripe capital

How you get Stripe Capital funds

The program is designed to make it very easy and quick for business owners who qualify to receive the cash they need.
  • 1

    Qualification Email

    You'll receive an email from Stripe Capital & Goodshuffle Pro identifying your eligibility.

    Who's eligible?
  • 2

    Offer Selection

    You can choose the amount that's fitting for your current business needs. The repayment rate and loan fee vary based on the loan amount.

  • 3

    Fund Approval

    Unlike other loans which require a lengthy approval process, Stripe Capital typically deposits your loan the next business day.

  • 4

    Pay via Sales

    You'll automatically repay the loan with a fixed percentage through your sales in Goodshuffle Pro, meaning your payment amount aligns with your earnings.

Helping business owners like you

Goodshuffle Pro partnered with Stripe Capital to provide more opportunities for our users to grow their businesses. We're proud to further empower the growth of these go-getters!
Ty Sherrill from Opulent Lighting
Ty Sherrill

Opulent Lighting & Design

This type of loan just makes sense for event businesses. Our biggest challenges are always needing inventory and the fact that there are seasonal swings to our income. With this program, I was able to get the capital to invest in something that I know will make me money after 3 rentals, but I only have to pay back the loan when I'm getting paid.
Kristen from Kadeema Rentals
Kristen Bender Daaboul

Kadeema Rentals

My company was offered a last minute job for a major celebrity. It was the opportunity of a lifetime for a small business like mine, but serving all their needs in terms of inventory and staff required some upfront cash. Thanks to this program, I was able to get that cash quickly enough to do the job, which more than paid for the cost both in terms of the fees to the client and the marketing opportunity for my brand.
Nick Muzzatti

Snap! Entertainment

My entertainment business requires me to spend a lot of money upfront for unique inventory, such as high-end games. Sometimes the time window to purchase these items is narrow, so I feel a peace of mind knowing that Stripe Capital is a tool in my tool belt when an opportunity arises. The cash is so quick and the payback plan is straightforward.

Frequently asked questions about the Stripe Capital program

If you have additional questions about how our financing program through Stripe Capital works, you can contact our partners at capital-support@stripe.com.

How do you determine who qualifies for an offer?

Eligibility is determined based on a combination of factors, including overall sales volume and history with Goodshuffle Pro. Eligible U.S. businesses will receive an email from Goodshuffle if they have an offer available.

Do I have to pay interest?

No, you’ll pay one flat fee that does not change. You won’t pay any interest on top of this fee.

Will applying for an offer affect my credit rating?

No, there is no credit check. All offers are based primarily on your history with Goodshuffle Pro.

Can I request a different offer amount?

When you log into your offer email, you’ll be able to select from three different offers. If you’d like a different amount, you may request any amount up to the maximum offer that appears after clicking ‘View Offer’ in your Company Tab and requesting a ‘Custom Amount’.

The fee and repayment rate will adjust to your new offer.

When do I need to pay the flat fee?

You’ll automatically pay the flat fee via a percentage of your sales until the total amount owed is repaid. The fee is not charged up-front.

How does repayment work?

Repayment is collected automatically through a percentage of your Goodshuffle Pro sales, which means you pay down more when business is busy and less if things slow down.

What is a minimum payment?

A minimum payment is the minimum amount that you’re expected to repay every 60 days such that the maximum duration of the loan does not exceed 18 months. If the total amount that you repay through payments deducted from your sales in a 60-day period falls below the minimum payment requirement, you will be required to pay the remaining amount at the end of the period. You can view your minimum payment amount in your loan agreement.

How do I make my minimum payment?

If your payments deducted from sales cover the minimum payment requirement for the 60-day period, no action will be taken. If you have not met the minimum payment amount by the end of the 60-day period, Stripe will automatically deduct the balance needed to meet your minimum payment. We’ll do this by taking the payment directly from your account balance or debiting your bank account. The minimum payment collection process is automatic—there’s no action needed on your part.

After I accept an offer, how quickly will I get my funds?

If your application is approved, you’ll see the funds in your bank account typically in 1-2 business days.

What happens when my offer expires?

Each offer is available for 30 days. After that point, your business will automatically be re-evaluated to see if you’re eligible for an additional offer.

Can I repay my loan early?

Yes, you do have the ability to pay down your loan early in full or with manual one-off payments. You can make a payment by emailing a request to capital-support@stripe.com and they will be able to assist you with a manual one-off payment.

Please note that your loan does not accrue interest (so there is no penalty for using the maximum term to pay off the loan) and that paying down a current loan early is not a guarantee of a subsequent loan offer.  As a result, paying down early might not always be financially advantageous. Accounts are automatically reviewed for additional funding on a daily basis. We will reach out over email once you are qualified for any future offers.

Will repaying early qualify me for a new offer?

Once you repay the total amount owed, you’ll automatically be evaluated for a new offer. Repaying early does not automatically qualify you for a new offer.

How should I report these funds on my taxes?

Tax reporting is often dependent on your specific situation, so we encourage you to talk with a tax advisor to ensure appropriate accounting. In general, Stripe Capital funds would not be considered taxable income at the time of receipt, and the amounts withheld to satisfy your obligations are not tax deductible.

Who can I contact to learn more about the Stripe Capital program?

If you have additional questions about how our financing program through Stripe Capital works, you can contact our partners at capital-support@stripe.com.